Kolawole - Product Designer

A digital business bank that helps business users make payments, create invoices and also manage multiple accounts seamlessly.

2021 - Present

Type - Fintech

Role - Product Designer

Platform - Web, Mobile Application

Everyday new businesses are formed, whether petty businesses (sole trader) or large scale businesses and a lot of business owners like to separate their personal earnings from that of the business hence they open new bank accounts for the business and with a product like Kuda Business, the goal was to build a business product that satisfies all the banking needs of a business i.e being able to receive and send money, create/seend invoices and also pay bills.

Provide a solution for business owners with petty businesses that aren’t registered
Allow users to be able to track their activities on their business account i.e inflow, outflow
Provide a solution that allows business owners to send and receive money seamlessly and also pay bills.
Provide a solution that allows business owners to send out invoices to their customers and be paid directly.

On this product I worked as a product designer on a large team of product designers, product managers and developers.

Derek Kanu, Tunde Mason, Okoronkwo Kanno, Omono Etomi, Michael Abegunde, Paul Adedokun

Our target audience for this product consists of business owners i.e with petty businesses and registered businesses.

After the team had gathered the information neccessary, the next step was to work on the user journey hand in hand with the PRD (Product Requirement Documents) given by the product managers, this step helps in streamlining the things the users want to see in the product.

Onboarding Flow

Business registration

Below we have the style guide used to work on the visual design for this product, from the colors (primary & secondary) to the font family, buttons and icons used. NB : Primary colors #FFFFF, #0A0411 and Font family Mulish.

For our onboarding process on this product, there are two options, the user can either choose to sign up as a new user or sign up with their existing Kuda "Retail" account, the reason for the first option is for people who do not have existing Kuda Retail accounts.

Once you select to sign up with Email, you are then asked to provide your email alongside other information that will be needed for you to set up your account. The necessary information that will be collected include ;

Verifying your ID with a selfie
Uploading a valid ID card
Filling a form that tells us more about your business

Once you’ve signed up/in and you have access to your account, you can fund the account with your account number given to you and you can also send money to other banks with the following steps :

Click on the Payments tab and go to “Send Money”
Select Transaction type i.e Single Transaction
Fill in the details of the person you are sending money to i.e Bank, Account Number and Amount
Send Money

You can create and send invoices to your customers, and they can pay directly via a bank transfer or via the Kuda payment gateway. You can also create estimates (invoices that cannot be paid) and send to your customers to give an estimate of your service and said estimate can be converted to an invoice.

These are some screens from the mobile app.

This project provided an excellent opportunity to learn about designing for security and ease, a business owner won’t want to keep their money in your bank if they aren’t sure their money is safe and easily accessible whenever they need it, so we had to put that into consideration when designing and optimize for accessibility and easy usage.

Kuda Business is a product under Kuda MFB which has over 3 million customers and is currently in it’s expansion phase to the UK and other African countries, Kuda Business since it’s launch has helped add to the total Kuda MFB users with over 100,000 customers here in Lagos, Nigeria. As we continue growing more features will be added to satisfy out large and ever increasing customer base.

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